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  It's Time to Get Outraged    :      Information Clearing House: ICH

  It's Time to Get Outraged    :      Information Clearing House: ICH
Fifty-nine-year-old Richard James Verone has a tumor in his chest and two ruptured disks, but no job or health insurance. He is one of those 50 million Americans I mentioned earlier. Verone told reporters he asked for only a dollar to show that his motives were medical, not monetary. Because of his "preexisting" medical conditions, no private insurer will have anything to do with him. He wasn't destitute enough to qualify for Medicaid, the government program for low-income Americans, or old enough to qualify for Medicare, the government program for people 65 and older.

Verone and millions of other Americans who have a history of illness are considered by private insurers to be "uninsurable." Insurance company underwriters consider them an excessive risk to profits. Even insurers that operate as nonprofits, like many Blue Cross plans, refuse to sell coverage to a third or more of Americans who apply because they've been sick in the past. Many of the people they turn down are children who were born with birth defects.

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