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You Don’t Own Your Home and Never Will

You Don’t Own Your Home and Never Will

By Pete Sisco

January 04, 2014 "Information Clearing House -  I’m not talking about the bank holding the mortgage on your home. Even if you think you own your home free and clear, you really don’t own it at all. You lease it from the State and it sets the terms and conditions that allow you to occupy the house or sell it to another lessee. The State owns the house and land in perpetuity and you can not alter this arrangement.

When I was a kid my dad bought a new four-bedroom house in 1964 for about $28,000. He had a good job and stuck his financial neck out by taking on a whopping monthly payment of $190 on a twenty-five year mortgage. He and my mom would talk about how when they got the house paid off they would not have to pay the $190 every month and that would basically put them on Easy Street.

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